Term Loan
$5K – $250K
A lump sum up front with a fixed payback schedule. Built for the big, definite moves — buildout, equipment, a new location, a bulk inventory buy.
- TermsUp to 24 months
- Best forOne-time investment
- PaybackFixed schedule
PRIVATE CAPITAL FOR ESTABLISHED BUSINESSES
Term loans, lines of credit, and SBA funding from $5K to $250K. One soft credit check, no hidden fees, and money in your account days — not weeks — after approval.
$5K–$250K in funding 24–48 hrs to funded soft check — won't touch your score
60-second pre-qual · soft check, won't affect your score · no obligation
WHAT WE ARRANGE
We're your capital partner — not a single-product lender. We structure the facility that fits the objective, then place it with the institution that prices it best.
$5K – $250K
A lump sum up front with a fixed payback schedule. Built for the big, definite moves — buildout, equipment, a new location, a bulk inventory buy.
$6K – $200K
A revolving limit you draw from only when you need it, and pay interest only on what you use. Built for cash-flow gaps and opportunities you can't schedule.
Long-term
Government-backed financing with the longest terms and the lowest rates we offer. Built for established businesses planning years ahead, not days.
THE PROCESS
You spend about ten minutes. We do the rest — including the part where we shop your file to the lenders so you don't have to.
Begin step oneBasic business details and three recent bank statements. No tax returns, no business plan, no waiting room.
A soft pull tells us your options without denting your credit score. Nothing here commits you to anything.
We take your file to our lender network and bring back the structures and prices that actually fit your numbers.
Compare real terms side by side with an advisor on the line. You pick — or you walk. No pressure, no penalty.
Sign, and capital lands in your account inside one to two business days. Then you go back to running the place.
WHY FOUNDERS CHOOSE CONTACT CAPITAL
Checking your options uses a soft pull only. See real numbers before anything ever touches your score.
Every cost is on the table before you sign. The number you agree to is the number you pay. That's the whole deal.
Stacked on merchant cash advances? In many cases we can refinance or consolidate them into one cleaner payment.
You get a person who knows your file, picks up the phone, and tells you straight whether a deal is worth taking.
WHO WE PARTNER WITH
We partner with established operators — the restaurant group, the clinic, the distributor, the firm — who need capital to move decisively, not paperwork that makes them wait.
Request a funding reviewHOW WE WORK
When a cooler dies on a Friday or a load won't wait, you don't have six weeks. Apply in the afternoon and, for many clients, funding lands within a day or two.
We're a consultancy, not a single-product shop. We place your file to multiple lenders and bring back the option that actually fits — not just the one that pays us.
Stacked on several advances and drowning in daily payments? Consolidation can roll them into one payment you're able to plan around — and we'll tell you honestly if it's worth it.
Soft credit check · Funded in 24–48 hours · Not a direct lender — we shop multiple lenders for you
STRAIGHT ANSWERS
No. Pre-qualification uses a soft credit check, so you can see your funding options risk-free. Your score isn't touched unless you accept an offer and move forward.
Most businesses we fund receive capital within 24 to 48 hours of approval. The application itself takes about ten minutes.
To get started, just three recent business bank statements and basic company information. No tax returns or business plan required to see your options.
Small and medium businesses across every industry — including retail, restaurants, healthcare, construction, trucking, e-commerce, and professional services.
Often, yes. In many cases we can help you consolidate or refinance existing merchant cash advances into a single, more manageable payment.
LEARNING CENTER
What lenders actually check, the docs to have ready, and how to match the right product to the job.
One lump sum or a revolving limit? The difference decides what you pay and how much flexibility you keep.
If daily MCA payments are choking cash flow, consolidation may be the way out. How it works.
READY WHEN YOU ARE
Soft credit check. No hidden fees. No obligation to take a dime of it.